That's what happens when the government bails out insurance companies that don't take care of their customers.
There will never be a better alternative until the people driving costs up are allowed to fail.
Free healthcare for all isn't a solution either. When the bottom 48% of our citizens don't pay any taxes, and are, in fact, net tax recipients through tax credits, then you have barely half of the working tax payers in the country who would support this massive money sink.
Then you factor in the shortage of doctors and nurses that we already have and you end up with a crisis of unimaginable proportions and an economic impact that will be massive.
It's not free though. It's paid for through taxes the same way medicare is. The only differences? It's not for profit, so costs are lower, and the government can negotiate costs nationwide, so costs are also lower.
Health insurance companies don't have to go bankrupt, they can have add-on plans that are available for purchase, but they aren't going to be the multi-billion a year in profit companies they are now. (for the past 5 years they have bitched about their profit margins not being up to expectations when they have been making record profits every year for the past 5 years. Fuck their logic).
Doctor's salaries will probably have to drop (not much), but we can also rework how we handle malpractice cases so they don't have to be gouged by malpractice insurance either.
If done correctly, the numbers work, especially if you use a national sales tax and a higher sin tax to pay for it. People complain about taxes forgetting you are no longer paying an insurance company.
There will never be a better alternative until the people driving costs up are allowed to fail.
Then you factor in the shortage of doctors and nurses that we already have and you end up with a crisis of unimaginable proportions and an economic impact that will be massive.
Health insurance companies don't have to go bankrupt, they can have add-on plans that are available for purchase, but they aren't going to be the multi-billion a year in profit companies they are now. (for the past 5 years they have bitched about their profit margins not being up to expectations when they have been making record profits every year for the past 5 years. Fuck their logic).
Doctor's salaries will probably have to drop (not much), but we can also rework how we handle malpractice cases so they don't have to be gouged by malpractice insurance either.
If done correctly, the numbers work, especially if you use a national sales tax and a higher sin tax to pay for it. People complain about taxes forgetting you are no longer paying an insurance company.