I can relate .Almost every girl I knew had kids by that age but I wasn't ready to. I wanted to be able to do things first, so I waited. I had my son when I was almost 30.
i mean, we are conditioned to think we have to start families at 20, but this modern age its way too fast, its good to spend a few years learning life on your own before incorporating a spouse and kids
Just make sure you take care of them properly.