Came across this magazine in my dad's attic. Think it's worth much? 1 comments
hunk_o_junk
· 2 years ago
Weird scenes inside the gold mine.
Turn the thermostat down! 1 comments
hunk_o_junk
· 2 years ago
I noticed that once the kids bought their own bags of snacks, I didn't have to remind them to seal up the bag so that they didn't get stale.
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I'm grateful to have been born when I was 24 comments
hunk_o_junk
· 2 years ago
I see a lot of what's tagged as "anti-science" as actually being "anti-bad-science."
Example--"Global Warming has been *proven*." Well, "scientific proof" requires experimental confirmation, which can't happen. The same with evolution.
We may believe that science "indicates" some conclusion, but we often used "proved" incorrectly. That opens the door to an argument about the scientific method and not about the thing that was the original topic. It also doesn't help that we hear "trust the science" from someone who earlier or later doesn't go by the science but by emotion. For example, Kamala Harris said that she would never take a COVID vaccine during the previous administration, but was on the side of forced vaccinations under her own administration.
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Example--"Global Warming has been *proven*." Well, "scientific proof" requires experimental confirmation, which can't happen. The same with evolution.
We may believe that science "indicates" some conclusion, but we often used "proved" incorrectly. That opens the door to an argument about the scientific method and not about the thing that was the original topic. It also doesn't help that we hear "trust the science" from someone who earlier or later doesn't go by the science but by emotion. For example, Kamala Harris said that she would never take a COVID vaccine during the previous administration, but was on the side of forced vaccinations under her own administration.
So people can stop b*tching about how they don’t know how to do this stuff 24 comments
hunk_o_junk
· 2 years ago
Here's a thought I try to float with new coworkers that I think might be approachable and open to the thought:
-It's better to get 401k matching money and pay off your college loans slower than to miss the matching to pay extra towards the loans. Reason--After the loan is paid off, no matter how much "extra" you then put into the 401k, you won't get more matching than the max amount.
Sometimes, they are not only NOT paying more than the loan repayment minimum, but also aren't putting money into the 401k. "I need a bunch of new furniture" or "After years of driving a crappy car I need to buy a new one, and the salesman said I qualify for XYZ amount of a loan."
If you can't be interested enough to accept the "free money" of the 401k match, having taken a class in high school wouldn't have made a difference.
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-It's better to get 401k matching money and pay off your college loans slower than to miss the matching to pay extra towards the loans. Reason--After the loan is paid off, no matter how much "extra" you then put into the 401k, you won't get more matching than the max amount.
Sometimes, they are not only NOT paying more than the loan repayment minimum, but also aren't putting money into the 401k. "I need a bunch of new furniture" or "After years of driving a crappy car I need to buy a new one, and the salesman said I qualify for XYZ amount of a loan."
If you can't be interested enough to accept the "free money" of the 401k match, having taken a class in high school wouldn't have made a difference.
So people can stop b*tching about how they don’t know how to do this stuff 24 comments
hunk_o_junk
· 2 years ago
Several of those could each be covered in an article (in a magazine, or online)...and are!
Taxes: Get all the documents showing how much money you got last year, add the amounts on the appropriate lines on the form as directed by that form. Notice how things work "at the margin," that is, you may have paid 8% in taxes but the last dollar you earned might have been taxed at 24%. Also, there's a list of things that give you a tax deduction now (IRA, 403b, 401k) and some that you pay taxes on now but whose growth is tax free later (Roth). Some things are taxed at a lower rate (capital gains vs. earned income). There's a LOT more to know, but it wouldn't be covered in a high school class (Real Estate, small business).
Money Management: Step 1: Spend less than you earn. The rest doesn't matter if you can never tell yourself "no" to buying stuff that "you deserve."
Credit Rating: Pay all debts, pay them on time, paying interest does not improve your rating.
No class needed!
2
Taxes: Get all the documents showing how much money you got last year, add the amounts on the appropriate lines on the form as directed by that form. Notice how things work "at the margin," that is, you may have paid 8% in taxes but the last dollar you earned might have been taxed at 24%. Also, there's a list of things that give you a tax deduction now (IRA, 403b, 401k) and some that you pay taxes on now but whose growth is tax free later (Roth). Some things are taxed at a lower rate (capital gains vs. earned income). There's a LOT more to know, but it wouldn't be covered in a high school class (Real Estate, small business).
Money Management: Step 1: Spend less than you earn. The rest doesn't matter if you can never tell yourself "no" to buying stuff that "you deserve."
Credit Rating: Pay all debts, pay them on time, paying interest does not improve your rating.
No class needed!
Never forgotten 5 comments
Don't worry I was devastated when I found out too 3 comments
hunk_o_junk
· 2 years ago
The carrot thing was cover. It's true that lack of vitamin A can adversely affect your eyesight, and carrots have vitamin A, but taking lots more than the minimum doesn't make your eyesight *better*.
The British were shooting down a lot of attacking German planes during WWII, thanks to RADAR detecting and locating the bombers. So that the Germans didn't bomb the RADAR antenna sites, the British downplayed the importance of RADAR and made it seem like their fighter pilots had superior eyesight / night vision.
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The British were shooting down a lot of attacking German planes during WWII, thanks to RADAR detecting and locating the bombers. So that the Germans didn't bomb the RADAR antenna sites, the British downplayed the importance of RADAR and made it seem like their fighter pilots had superior eyesight / night vision.
That one dilbert episode 24 comments
hunk_o_junk
· 2 years ago
Where I worked, the vacation policy was pretty clear...you didn't have to look very hard to discover that unused vacation days didn't carry over. That was noted in several places, and you'd see it while you were looking for other details.
Factual 3 comments
hunk_o_junk
· 2 years ago
I wish I knew what this map signified...like, maybe how the local populace prefers their potatoes--mashed, fried, as Rosti/Potato Pancakes, as Frites/French Fries, etc.
Or maybe it's Top Search Engine Queries--Hot MILFs Near Me, Heisse Frauen Bei Mir, Les Femmes Chaudes Pas Loin D'Ici, etc.
Or maybe it's Top Search Engine Queries--Hot MILFs Near Me, Heisse Frauen Bei Mir, Les Femmes Chaudes Pas Loin D'Ici, etc.
honk 8 comments
hunk_o_junk
· 2 years ago
Five comments...but all are by "guest" as part of one long comment. So, commenting here on that to break up the monopoly. Also, like all the many many other multi-comment novellas by guest, TL;DR.
A big W for this guy 4 comments
Maybe they downloaded the wrong version... 3 comments
hunk_o_junk
· 2 years ago
Or maybe there really is a movie called "Loin King" and it's so terrible, that it's overrated even at a general opinion of "unknown." I mean, "Loin King" sounds like a porn parody title for one thing.
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Quack! 9 comments
hunk_o_junk
· 2 years ago
Fielding a baseball that takes a bad hop and getting nailed in the cojones.
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Edited 2 years ago
Tell me more about this Dog Man Comix 4 comments
Looks totes legit 8 comments
Froggo Fun R #137 - Telefroggo (Froggo in Telephone Box) 3 comments
hunk_o_junk
· 2 years ago
Time flies when the frog is on the phone. The frog's on the phone when he's having flies.
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Potatoes! 10 comments
hunk_o_junk
· 2 years ago
I've had similar things happen when some company was asking me to please interview for a job or "explore an opportunity." Despite not being interested in leaving where I was, I took a day of vacation to travel for the interview. Then, even though *they* were the ones that prompted the interview, they did a lot of dumb things like be late, or just start looking at my resume after the interview started.
I got a lot better at fielding the initial inquiry. When they couldn't even give an intelligent answer to my question, I knew to not pursue things any further.
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I got a lot better at fielding the initial inquiry. When they couldn't even give an intelligent answer to my question, I knew to not pursue things any further.
Dang if only there was a way to make money uninflatable 4 comments
hunk_o_junk
· 2 years ago
Counterpoint: If you keep buying with every paycheck, you buy more shares when prices are down. When the stock market bounces back, you'll have more than if the market made a straight line up to the eventual price. Of course, you need to buy something that has nearly no chance of crashing without recovering, so invest in the S&P500 index and not in Bitcoin or NFTs.
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The 5 Commandments of Honda 5 comments
hunk_o_junk
· 2 years ago
This is how ALL instructions were for a Japanese-made products in the 1960s. They got someone there in Japan who claimed he could speak English to translate the instructions and/or manual. Stereo equipment would have a 20-word long sentence with no verb.
Later on, someone must've had the bright idea to have someone whose native language was American English to translate, or at least check the translation.
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Later on, someone must've had the bright idea to have someone whose native language was American English to translate, or at least check the translation.
journalism 11 comments
hunk_o_junk
· 2 years ago
A ton of Star Wars is ripped straight from westerns and stories of good vs. evil.
Even from "The Seven Samurai."
Even from "The Seven Samurai."
Maybe it's all just numbers in a database somewhere? 11 comments
hunk_o_junk
· 2 years ago
Paying your bills on time is one of the three biggest factors in your credit score. It is good to use a credit card and pay it off every month. Never being late is what makes your score high, NOT the amount of interest paid.
Also, charging close to your limit may lower your score temporarily because of a high credit utilization, but it should return a couple weeks after you've paid the bill.
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Also, charging close to your limit may lower your score temporarily because of a high credit utilization, but it should return a couple weeks after you've paid the bill.
When the rider and horse become one 4 comments