Because building a network on 10s of thousands multi k$ devices that acts as safe and as distributing machines that gives you access to your money, any day, any night, anywhere should be what, free? Keep your money at home if that's what you want.
If you use an ATM owned by your bank there is no fee. If you CHOOSE to use a competitor's ATM you pay for them to transfer the funds and provide a service
No.no shoutout.you are paying for 24/7 convenience.if you were a bit older you would know about the days when you had to keep large amounts of cash with you or go without any shopping over a weekend when your bank branch,which was probably not near you,was closed.somebody has to pay for the logistics,network and machines,or do you not mind working at a job for free? .look it up. it is called capitalism.
I think the only ones that don't are the ones directly outside the banks