Not always hard work

SMART work makes you rich. And of course even that isn't always easy. You have to work hard but also work smart.

Ambition and cleverness is important too.

You don't get rich by luck. You get rich by working hard and not overspending. That's where most people get in trouble. They spend beyond their means.

You used to be able to raise a family working day labor.

just because work isn't physically tasking does not mean that it is hard work. if i told you to do the job of running a company like apple you would probably find it to difficult.

Really?????
No way