Do you believe in fate or coincidence?

I think Coincidence is the guy, and Fate is the gal

That makes sense. (:

I had it reversed.

Ah yes, I see where you're coming from actually

It could be both, just depending on your point of view.

If you meet someone that you hit it off with, that's coincidence.

If it turns out that through your extended circle of friends they vetted you for each other, then conspired to make sure you met rather than set you up to make it more "natural" and stepped back to watch the fireworks...

Perhaps that might be fate.