In man of steel, a big chunk of the city was destroyed but 18 months later in Batman v Superman, it was built back up. It was trashed again and rebuilt by the next movie, justice league, 2 years later. So don’t worry, the insurance companies are pretty solid
i mean its entirely possible that the people that property in those areas of the city went bankrupt and someone else bought the foreclosed land dirt cheap because of the price going down 10000000 fold from the land being less than empty, instead full of "things that will cost you money to deal with"
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