Utter unaccountable sophisticated

I'm assuming this specific contract may be due to work injury?

While it definitely COULD be limited to death occuring in the actual course of one's job related duties, "Poor bugger fell into the vegetable chiller while restocking the lettuce. HE NEVER STOOD A CHANCE!!!" <dumb comedy break over-lol>, I was relating it to my last 2 aviation industry jobs(1978-2010), both unionized and which both, automatically, gave employees a, die anywhere-anyhow, GROUP life insurance policy, as a very low-cost, cosmetic "bENeFit" that was always dragged out during negotiations to show why our wage demands were SO unreasonable. Trust me when I say that statistically, very few people of working age are "lucky enough", lol, to collect on them(that's why life insurance rates rise dramatically as you head towards my age) and these "benevolent" companies would immediately stop the practice if the costs outweighed THEIR benefit. BUT, I'm not saying you're wrong, just WAY over-explaining my reasoning...because old people like to talk, lol. Cheers

I looked up Tesco's employee, I mean colleague(cheap psychological ploy), benefits, and an unqualified, Life Assurance policy, paying out 5 times one's yearly salary, is on their list of benefits.