That's me. My dad guilt tripped me into buying presents so for the last 6 days I've only been eating cereal and pizza rolls. Ran out if rolls today and bought stuff for ppj
This is why they used to have something called a Christmas Club or Christmas account at many banks. Every payday you paid in a certain amount. This money could only be withdrawn 5 weeks before Christmas but it received double the interest of your savings account. Certain exceptions applied of course. Death, health costs, childbirth. But it gave the bank the opportunity to invest or loan out the money during the year knowing that it wouldn't have to pay out until November.
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