My sister kept asking for money for grocery and gas but her nails were freshly done the other day
5Reply
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· 5 years ago
I worked at jimmy johns for a while. This actually happens frequently. Of course, the easy solution is to not lend out the money in the first place. A guy still owes me $15 that I’ll never see. If they need it, hey, go with your gut.
When I was in Jr high I needed to take a taxi to get home so a friend lend me 14 dollars exact cost so I could get home.
I tried to repay her but see the reason I left school in a taxi was I was dropping out. That was the day I was told only way I would graduate was if I took 12th grade twice I was barely half way through 11th grade. See this school had no dyslexic program. While my school I was in before we moved to there had one and told me I can graduate half way through 11th grade if I wanted.
Anyways I was dropping out and after that I never saw her again till years later. At the town fair. I gave her a hug asked how she was and than I handed her 14 dollars I owed her. She told me to keep it I said no you helped me leave that he'll hole when I need help and so please take it.
I was so happy to finally pay her back.
By the way I got my GED with almost a perfect score. I missed a total of 5 questions.
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· 5 years ago
That’s awesome! I was just saying the people I know have no foreseeable turnaround. Obviously, I could be very wrong about this. I’m just not holding my breath is all. I really enjoyed your story though:)
Me giving my dad gasmoney and my mom spending that to buy a sofa and chairs because she wanted that one so badly. My dad then still biked on his old worn off bike to work through the fucking hail and storm. I then took his car and filled it up but I'm still so fucking pissed she bought stuff we didn't need with the money I gave MY DAD and not her
Don't lend what you can't afford to lose and don't borrow what you can't afford to repay.
And never lend or borrow more than your friendship is worth.
Here is a tip to lending out money. When you lend money have them agree on paying you back either so much at a time with set days. Or set a day when they will pay you back.
If they are a day late don't bother them. If they are 2 days with no call or chat about what happen call them. If they are at least 4 days late go see them and ask what happen. Don't demand your money.
If they start digging you calmly explain you are willing to work with them. Maybe offer them to work off the money.
Just remember keep your calm because if going to court happens you want to be the calm collected one not the one who isn't paid back all due to you did something stupid like try to get them fired or stalked them.
Good advice. For legal and other reasons, and combining @bethoriens excellent advice:
If you can’t afford to lose it, or can’t replace it, don’t lend it. That’s said- if you actually expect to be paid back there are a few things you should do: Set conditions for the loan. Be clear on what exactly the money is being loaned for, what the term of the loan is (“pay me back whenever” is more often a sure way to end up gaining someone a gift.) How is it supposed to be paid back? This is a good time to set that forth. If you don’t want 1,000 payments in $1 of coins at a time- say so now, or if you don’t want a gift card for the amount, etc. plus if they use something like PayPal or Square- that might mean needing to open an account or take extra steps to get your money, and there may be fees. I once had someone ask me to app them $2300. The charge on that is almost $100. I said no- because I knew they would treat that as money they didn’t owe me back. So be clear if you don’t take used....
... xboxes or old jewelry as payment either. Get all that in writing. A text will suffice so long as it covers the major details: This is a loan, to be paid back by such a date as a lump sum, or in payments at this interval and this amount, as cash or otherwise, If you have agreed to take goods instead of payment or as collateral in default- detail goods and condition. Get them to acknowledge it before you turn over the money. You now not only have a solid eye to eye agreement on what is going to happen, but a legal instrument to seek payment. If they are late or unable to pay on time and you wish to extend- don’t just make it a Grace- more writing, text or otherwise, saying they are in default, offering an extension, and the terms of the extension. Never loan anything you want back to a person who you only have limited contact with like a coworker or classmate who you can’t find if they were to quit or move.
I tried to repay her but see the reason I left school in a taxi was I was dropping out. That was the day I was told only way I would graduate was if I took 12th grade twice I was barely half way through 11th grade. See this school had no dyslexic program. While my school I was in before we moved to there had one and told me I can graduate half way through 11th grade if I wanted.
Anyways I was dropping out and after that I never saw her again till years later. At the town fair. I gave her a hug asked how she was and than I handed her 14 dollars I owed her. She told me to keep it I said no you helped me leave that he'll hole when I need help and so please take it.
I was so happy to finally pay her back.
By the way I got my GED with almost a perfect score. I missed a total of 5 questions.
And never lend or borrow more than your friendship is worth.
Here is a tip to lending out money. When you lend money have them agree on paying you back either so much at a time with set days. Or set a day when they will pay you back.
If they are a day late don't bother them. If they are 2 days with no call or chat about what happen call them. If they are at least 4 days late go see them and ask what happen. Don't demand your money.
If they start digging you calmly explain you are willing to work with them. Maybe offer them to work off the money.
Just remember keep your calm because if going to court happens you want to be the calm collected one not the one who isn't paid back all due to you did something stupid like try to get them fired or stalked them.
If you can’t afford to lose it, or can’t replace it, don’t lend it. That’s said- if you actually expect to be paid back there are a few things you should do: Set conditions for the loan. Be clear on what exactly the money is being loaned for, what the term of the loan is (“pay me back whenever” is more often a sure way to end up gaining someone a gift.) How is it supposed to be paid back? This is a good time to set that forth. If you don’t want 1,000 payments in $1 of coins at a time- say so now, or if you don’t want a gift card for the amount, etc. plus if they use something like PayPal or Square- that might mean needing to open an account or take extra steps to get your money, and there may be fees. I once had someone ask me to app them $2300. The charge on that is almost $100. I said no- because I knew they would treat that as money they didn’t owe me back. So be clear if you don’t take used....